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Form 12A and Default Notices for Consumer Credit Debt Collection

Friday, June 10, 2016 - Posted by Philip Harvey

We have recently come across an instance of a client still using a Form 12 with their Section 88 Default Notice.

We would recommend that everyone in Consumer Credit update to Form 12A.

A summation of when either Notice can be used is:

Date of Contract

Type of Form

Before March 2013

Form 12


Form 12A

After March 2013

Form 12A only

If you have any questions about the correct document to use please contact us.

Please note that this reminder does not constitute legal advice.

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